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Making Rainy Days Brighter

Please read all our important documents before buying a product.


In the budget of 8th July 2015 the Chancellor announced the standard rate of Insurance Premium Tax ( IPT ) would increase from 6% to 9.5% effective from 1st November 2015 . We must bring to your attention that we will be applying the new rate of IPT (9.5%) to all premium collections from that date for all new and existing policies.

Protection.uk.net provides a range of products to help overcome the uncertainty an unforeseen event can cause and help you meet finanical obligations and recover your losses.

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GAP Insurance

GAP insurance is designed to protect you against financial loss (vehicle depreciation) in conjunction with your comprehensive motor insurance (road risks) policy if your vehicle is written off.

Payment Protection Cover

Our Payment Protection Cover options are either Accident and Sickness (AS), Accident, Sickness and Unemployment (ASU) protection or Unemployment only (U) protection. All have the option of waiting periods: back to day one; 30 day waiting; 60 day waiting or 90 day waiting.

Our PPI cover also has the advantage that all monthly benefit payments are made directly to you. Take a look at our payment protection products page for more details.

Latest News

Is GAP Insurance Worth It?

  • A car is stolen every 6 minutes
  • The UK has the second largest number of vehicles reported as stolen in Europe
  • The average depreciation of a one year old car with 10,000 miles is almost a third

Stop & Think**

  • 297 people a day are declared insolvent or bankrupt.
  • 1,893 Consumer County Court Judgements (CCJs) are issued every day.
  • 1,220 people a day reported they had become redundant between April and June 2014.
  • 118 mortgage possession claims and 87 mortgage possession orders are made every day.
  • It costs an average of £29.65 per day to raise a child from birth to the age of 21.
  • The average debt - including mortgages - was £54,979 in July 2014.
  • The average consumer credit debt per household was £6,130 in July 2014.

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